Neobank onboarding is now a biometric process, not a form
Digital banks read the chip in your passport, capture a short video of your face, and compare the two in under a second. If either the chip read or the liveness capture is weak, the profile is flagged before a human ever sees it. Accounts in this catalogue passed both captures cleanly, which is why IBAN issuance and card ordering are already unlocked on delivery.
