German-licensed N26 personal bank account with verified identity, IBAN and virtual card.
Tier
Standard / You / Metal
Delivery
30–120 minutes
Regions
EU
Price
from $149
N26 uses video ID and NFC
German banking regulation requires either a video call with ID or an NFC chip read. Our accounts passed one of those methods cleanly, which is why the IBAN and virtual card are already issued.
EU IBAN and daily banking
N26 gives you a German IBAN, SEPA transfers, direct debits and a Mastercard debit. The app supports Apple Pay and Google Pay once the card is added to your wallet.
Limit tiers and upgrades
Standard accounts have lower cash withdrawal limits than You or Metal. We note the current tier and how to upgrade if you need higher limits or insurance perks.
Questions about this account
Can I use N26 outside the EU?
Residents of supported EU/EEA countries can open accounts. Confirm your residency before ordering.
Is the IBAN German?
Yes, N26 issues German IBANs. Some services may ask for a local IBAN; Wise or Bunq can fill that gap if needed.
